Saturday, December 23, 2006

Disadvantages of Getting Online Quotes for Term Life Insurance


Are You looking for an Online Term Insurance Quote?

Please read this article first.

Going online to get insurance quotes has become very popular in recent years. You visit a term quote site, fill out your information and wallah, an instant quote. Well, sometimes you get a quote and sometimes not. Basically, what your doing is giving these sites your personal information, so they can sell it to insurance agents as leads.

After filling in your information you may get an instant term quote, but then you are bombarded with phone calls from life insurance agents who bought your information from the site you visited. See, these sites take your information and sell it to agents as a lead for a life insurance sale. And to make things worst they sell it many time over to different agents. So, this is why you get all these phone calls.

Another disadvantage of going online to get a term quote is that these quotes you actually get many times are for preferred graded people. Meaning top of the line health. Most people don't fall into this category. The average person falls under a standard grade.

If your looking for an easy way to get a term insurance quote then do yourself a favor and contact a local agent and ask for a free, no obligation term quote.